Chime – Mobile Banking
4.7
10M+
Downloads
free
Price
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AppName
Chime – Mobile Banking
Category
Finance
Download
10M+
Safety
100% Safe
Developer
Chime
Price
free
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Screenshots

Description

Unlock financial progress with Chime! 🚀 This isn't your grandma's bank—Chime is a modern, mobile-first financial technology company that puts you in control. Say goodbye to monthly fees and hello to early payday access, credit-building tools, and automatic savings features. 🏦 Chime offers a high-powered checking account with fee-free in-network cash deposits, spending, overdraft coverage, and a whole lot more! Plus, with Chime, you can get paid when you say—access your pay up to $500 early with direct deposit. 💸 Need to boost your credit? Chime has you covered with smart credit management tools that help you protect, maintain, and grow your credit with everyday purchases and regular on-time payments. 🛡️ And don't forget the member perks! Find deals on everyday purchases right from the Chime app. 🎁 Security is a top priority with Chime. Enjoy anytime security features and 24/7 live human support, ensuring your money and accounts are always safe. 🔒 With SpotMe®, you can even get fee-free overdraft coverage up to $200. 🎉 Chime is more than just a banking app; it's your partner in financial success! 👍

Special Features

Early Payday Access
Get your paycheck up to two days early with direct deposit! 🚀 No more waiting anxiously for payday. Chime puts your money in your hands sooner, helping you manage bills and expenses with ease. Say goodbye to those last-minute money crunches!
Fee-Free Banking
Ditch those pesky monthly fees and hidden charges! 🙅‍♀️ Chime offers a high-powered checking account with no monthly fees, free in-network ATM access, and fee-free overdraft coverage with SpotMe®. It's banking without the baggage, making financial management stress-free.
Credit Builder
Build or improve your credit score with everyday purchases.💳 The secured Chime Credit Builder Visa® Credit Card helps you establish credit with on-time payments. No credit check required! It’s a simple way to boost your creditworthiness while managing your finances.
Automatic Savings
Make saving effortless with automatic savings tools. 💰 Set up automatic transfers to your high-yield savings account and watch your savings grow. Small habits, big strides! Chime makes it easy to save without even thinking about it.

Usage scenarios

Chime is perfect for tech-savvy individuals seeking a modern, mobile-first banking experience. It's also great for those looking to avoid traditional bank fees and build credit responsibly. Whether you're a student, freelancer, or anyone in between, Chime offers accessible and convenient financial tools for managing your money.

Is Instagram safe to use?

While SpotMe® offers fee-free overdraft coverage up to $200, eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200, so it's essential to understand your personal limit and manage your spending accordingly to avoid declined transactions. It's not a limitless safety net; it's a helping hand when you need it most.
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